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Understanding the Table:
The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.
The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | USD/PLN | Change | Period |
|---|---|---|---|
11 Jul 2025 | 3.6491 | 0.7% ▼ | 2 Week |
26 Apr 2025 | 3.7592 | 3.6% ▼ | 3 Month |
25 Jul 2024 | 3.9503 | 8.3% ▼ | 1 Year |
26 Jul 2020 | 3.7823 | 4.2% ▼ | 5 Year |
28 Jul 2015 | 3.7292 | 2.9% ▼ | 10 Year |
30 Jul 2005 | 3.3668 | 7.6% ▲ | 20 Year |
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.
For travelers considering a week-long adventure in Poland, it's wise to budget adequately for a mid-range stay. A comfortable estimate for daily expenses would be around 300-400 PLN (approximately 65-90 USD), bringing the total to about 2,100-2,800 PLN (around 470-620 USD) for the week. Here’s a breakdown of typical daily expenses you might encounter:
Overall, while Poland offers good value for travelers, it's generally considered cheaper than visiting the United States and about on par with costs in Canada. In contrast, Poland tends to be more economical than the UK or Australia, making it an appealing destination for European explorations without breaking the bank.
For expats, understanding the local cost of living is crucial. Typical monthly living costs in Poland can range from 2,500-4,500 PLN (550-1,000 USD), depending on lifestyle choices and location, with urban centers like Warsaw or Kraków on the higher end. When it comes to banking, using local banks is advisable for day-to-day needs. Polish banks accept the majority of major international credit and debit cards, although it can be beneficial to withdraw cash for smaller purchases in local markets or cafes.
For sending and receiving money, platforms such as Wise and OFX often provide better rates than traditional banks for international transfers, making them a preferred choice for expats. Regarding currency exchange, it’s typically more advantageous to use these online services over exchanging money at local banks or currency exchange desks, as they tend to offer more favorable rates. However, having some cash on hand for daily expenses remains essential, so a balanced approach will serve expats well while transitioning into life in Poland.
View a full list of exchange rates by selecting your Base (from) currency:
