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USD to PLN Travel Money Compared

USD-PLN Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.6049 PLN
1d−0.4%
 
USD to PLN at 3.6291 is near its 3-month average, having traded in a very stable 3.7% range from 3.5790 to 3.7114
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Tracker

Currency Forecasts related to USD/PLN

USD to PLN 2026 Forecasts

The USD/PLN bias is range-bound, as the USD is near its 90-day average and sits in the middle of its 3-month range.

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USD to EUR 2026 Forecasts

The outlook for USD/EUR is range-bound, as the rate is close to the 90-day average and remains within the recent standard range.

Read forecast

USD to JPY 2026 Forecasts

The USD/JPY outlook is currently bullish-to-range-bound, as it trades above the 90-day average and sits in the upper half of the 3-month range.

Read forecast

Bias: Range-bound for USD/PLN. Key drivers: • Fed rate cuts vs. NBP's hawkish stance may support PLN • Stability in oil prices keeps volatility low. Range: Likely within 3-month range with minor fluctuations. What could change it: • Upside: Strong US jobs report • Downside: Political instability in Poland

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.6049
$ 5 18.02
$ 10 36.05
$ 20 72.10
$ 50 180.25
$ 100 360.49
$ 250 901.23
$ 500 1,802
$ 1,000 3,605
$ 2,000 7,210
$ 5,000 18,025
$ 10,000 36,049
$ 20,000 72,098
$ 50,000 180,245
$ 100,000 360,490
USD PLN
$ 0.2774 zł 1
$ 1.3870 zł 5
$ 2.7740 zł 10
$ 5.5480 zł 20
$ 13.87 zł 50
$ 27.74 zł 100
$ 69.35 zł 250
$ 138.70 zł 500
$ 277.40 zł 1,000
$ 554.80 zł 2,000
$ 1,387 zł 5,000
$ 2,774 zł 10,000
$ 5,548 zł 20,000
$ 13,870 zł 50,000
$ 27,740 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   

Everyday Costs in in Poland

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for Poland (PL)

For travelers considering a week-long adventure in Poland, it's wise to budget adequately for a mid-range stay. A comfortable estimate for daily expenses would be around 300-400 PLN (approximately 65-90 USD), bringing the total to about 2,100-2,800 PLN (around 470-620 USD) for the week. Here’s a breakdown of typical daily expenses you might encounter:

  • 🍽️ Meal at a local restaurant: 40-80 PLN
  • ☕ Coffee: 10-15 PLN
  • 🚍 Public transport fare: 3-5 PLN
  • 📱 Prepaid SIM card: 30-50 PLN
  • 🛏️ Budget hotel or Airbnb: 150-300 PLN

Overall, while Poland offers good value for travelers, it's generally considered cheaper than visiting the United States and about on par with costs in Canada. In contrast, Poland tends to be more economical than the UK or Australia, making it an appealing destination for European explorations without breaking the bank.

Expat Living in Poland

For expats, understanding the local cost of living is crucial. Typical monthly living costs in Poland can range from 2,500-4,500 PLN (550-1,000 USD), depending on lifestyle choices and location, with urban centers like Warsaw or Kraków on the higher end. When it comes to banking, using local banks is advisable for day-to-day needs. Polish banks accept the majority of major international credit and debit cards, although it can be beneficial to withdraw cash for smaller purchases in local markets or cafes.

For sending and receiving money, platforms such as Wise and OFX often provide better rates than traditional banks for international transfers, making them a preferred choice for expats. Regarding currency exchange, it’s typically more advantageous to use these online services over exchanging money at local banks or currency exchange desks, as they tend to offer more favorable rates. However, having some cash on hand for daily expenses remains essential, so a balanced approach will serve expats well while transitioning into life in Poland.

 

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