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USD to PLN Travel Money Compared

USD-PLN Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
USD to PLN at 3.6173 is 2.4% below its 3-month average of 3.705, having traded in a relatively stable 8.0% range from 3.5425 to 3.8276
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Tracker

Is the USD to PLN Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.

The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PLNChangePeriod
11 Jul 2025
3.6491
0.7% 2 Week
26 Apr 2025
3.7592
3.6% 3 Month
25 Jul 2024
3.9503
8.3% 1 Year
26 Jul 2020
3.7823
4.2% 5 Year
28 Jul 2015
3.7292
2.9% 10 Year
30 Jul 2005
3.3668
7.6% 20 Year
USD/PLN historic rates & change to 25-Jul-2025
USD/PLN trading at 3.6173, 2.4% below the 3-month avg. of 3.705. Economic pressures & declining durable goods orders may weigh on the USD, while PLN struggles post rate cuts amid a weakening German economy. Watch for upcoming data to gauge future currency moves

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.6173
$ 5 18.09
$ 10 36.17
$ 20 72.35
$ 50 180.87
$ 100 361.73
$ 250 904.33
$ 500 1,809
$ 1,000 3,617
$ 2,000 7,235
$ 5,000 18,087
$ 10,000 36,173
$ 20,000 72,346
$ 50,000 180,865
$ 100,000 361,730
USD PLN
$ 0.2764 zł 1
$ 1.3820 zł 5
$ 2.7640 zł 10
$ 5.5280 zł 20
$ 13.82 zł 50
$ 27.64 zł 100
$ 69.10 zł 250
$ 138.20 zł 500
$ 276.40 zł 1,000
$ 552.80 zł 2,000
$ 1,382 zł 5,000
$ 2,764 zł 10,000
$ 5,528 zł 20,000
$ 13,820 zł 50,000
$ 27,640 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
Poland

Everyday Costs in in Poland

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for Poland (PL)

For travelers considering a week-long adventure in Poland, it's wise to budget adequately for a mid-range stay. A comfortable estimate for daily expenses would be around 300-400 PLN (approximately 65-90 USD), bringing the total to about 2,100-2,800 PLN (around 470-620 USD) for the week. Here’s a breakdown of typical daily expenses you might encounter:

  • 🍽️ Meal at a local restaurant: 40-80 PLN
  • ☕ Coffee: 10-15 PLN
  • 🚍 Public transport fare: 3-5 PLN
  • 📱 Prepaid SIM card: 30-50 PLN
  • 🛏️ Budget hotel or Airbnb: 150-300 PLN

Overall, while Poland offers good value for travelers, it's generally considered cheaper than visiting the United States and about on par with costs in Canada. In contrast, Poland tends to be more economical than the UK or Australia, making it an appealing destination for European explorations without breaking the bank.

Expat Living in Poland

For expats, understanding the local cost of living is crucial. Typical monthly living costs in Poland can range from 2,500-4,500 PLN (550-1,000 USD), depending on lifestyle choices and location, with urban centers like Warsaw or Kraków on the higher end. When it comes to banking, using local banks is advisable for day-to-day needs. Polish banks accept the majority of major international credit and debit cards, although it can be beneficial to withdraw cash for smaller purchases in local markets or cafes.

For sending and receiving money, platforms such as Wise and OFX often provide better rates than traditional banks for international transfers, making them a preferred choice for expats. Regarding currency exchange, it’s typically more advantageous to use these online services over exchanging money at local banks or currency exchange desks, as they tend to offer more favorable rates. However, having some cash on hand for daily expenses remains essential, so a balanced approach will serve expats well while transitioning into life in Poland.

 

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