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    Currency in Andorra

    A practical currency and money guide to travel, living and doing business in Andorra and the Euro (EUR).


    What currency is used in Andorra?

    The official currency of Andorra (country code: AD) is the euro, with symbol and currency code EUR.

    Things to know about the euro

    The euro (ISO: EUR) is involved in slightly more than 30% of all foreign exchange deals, and as such, is the world’s second most traded currency, behind the US dollar.

    The euro is the currency of the eurozone (officially called the ‘euro area’), which consists of 19 of the 28 member states of the European Union, and is used by almost 350 million Europeans. It was introduced in January 1999.

    Of all the thousands of exchange rates that exist in the world, the euro-to-US dollar exchange rate is the most actively traded, or most ‘liquid’.

    Since its introduction, the euro’s lowest value against the dollar came in October 2000 when EUR/USD hit lows of 0.8231. The currency was strongest in July 2008, shortly before the worst stage of the 2007-2009 financial crisis, when EUR/USD reached 1.6038.

    There are currently more than twenty nations and territories which peg their currencies to the euro, the largest of which is Denmark.

    The euro banknotes and coins

    The Euro is issued in banknotes of €5, €10, €20, €50, €100, €200, and €500, and in coins of 1 cent, 2 cents, 5 cents, 10 cents, 20 cents, 50 cents, €1, and €2.

    The banknotes feature images of historical and cultural figures from across the European Union, while the coins depict each member country's unique design. The design of the Euro banknotes and coins is intended to be easily identifiable and difficult to counterfeit.

    An example euro banknote


    Travel Ideas and Money Tips for Andorra

    Andorra is a small, landlocked country located in the Eastern Pyrenees, between France and Spain. It is one of the smallest countries in Europe, with an area of approximately 468 square kilometers and a population of around 77,000 people. Andorra is known for its mountainous terrain and is a popular destination for skiing, hiking and other outdoor activities.

    Andorra is a parliamentary co-principality, with the President of France and the Bishop of Urgell as the two co-princes. The country has its own government and parliament, and operates as a parliamentary democracy.

    The official languages of Andorra are Catalan and French, although Spanish and Portuguese are also widely spoken. Andorra has a strong economy and one of the highest per capita incomes in the world, with a low unemployment rate and a high standard of living.

    Andorra is also known for its tax-free status and its shopping centers, which attract many tourists and shoppers looking for good deals on luxury goods. Additionally, Andorra is a popular destination for winter sports and adventure sports.

    Andorra also has rich history, culture and architecture, with many medieval churches, castles, and other ancient buildings that are open to visitors.

    Here are a few travel tips for Andorra:

    1. The official language of Andorra is Catalan, but many people also speak Spanish, French, and English. It's a good idea to learn a few basic phrases in Catalan to help you communicate with locals.

    2. Andorra is a small country, but it has a lot to offer in terms of outdoor activities. In the summer, you can go hiking, mountain biking, or fishing in the Pyrenees Mountains. In the winter, Andorra is a popular destination for skiing and snowboarding.

    3. Andorra is known for its duty-free shopping, so be sure to bring an extra suitcase if you plan on doing some shopping while you're there.

    4. The country has a rich cultural heritage, and there are many museums and historical landmarks to visit. Be sure to check out the Casa de la Vall, a museum dedicated to the history of Andorra, and the Romanesque Sant Miquel d'Engolasters Church.

    5. Andorra is a safe and friendly country, but it's always a good idea to take the usual precautions when traveling. Keep an eye on your belongings and be aware of your surroundings, especially in crowded areas.

    In summer Andorra is renowned for its gorgeous trekking routes.



    Expat Money & Business Guide to Andorra

    Managing your money effectively while living and working abroad can be challenging, but there are several steps you can take to ensure that your finances are in order.

    By following these tips and managing your money effectively, you can reduce financial stress and enjoy your experience living or doing business in Andorra.

    The economy of Andorra does face some challenges, such as a lack of natural resources, a small population and a reliance on tourism. Additionally, Andorra's infrastructure and public services are limited compared to other countries.

    Andorra is not part of the European Union or the Euro zone, even though it uses the Euro. In fact, Andorra has never had its own currency. Before the Euro was introduced, it used the Spanish peseta or the French franc. Shops and businesses accept all kinds of credit cards, meaning that you won't encounter any problems when making purchases or carrying out any other kind of financial transaction.

    Here are a few tips for managing your money as an expat in Andorra:

    1. Open a local bank account: It's a good idea to open a local bank account in Andorra to facilitate everyday expenses and to avoid paying international ATM fees. Many banks in Andorra offer accounts for expats, and you will typically need to provide proof of identification and proof of address to open an account.

    2. Consider getting a local credit card: Credit cards are widely accepted in Andorra, and it may be more convenient to have a local credit card rather than relying on an international card. Keep in mind that credit cards in Andorra may have different fees and interest rates than those in your home country, so be sure to compare options and read the fine print before choosing a card.

    3. Exchange currency at a bank or exchange bureau: The official currency of Andorra is the Euro (EUR). You can exchange foreign currency for Euros at banks or exchange bureaus, which are widely available in Andorra. Keep in mind that exchange rates and fees can vary, so it's a good idea to shop around and compare rates before exchanging currency.

    4. Keep track of your expenses: It's important to keep track of your expenses while living in Andorra, especially if you are on a budget. Use a budgeting app or spreadsheet to track your income and expenses, and be mindful of unnecessary spending.

    5. Understand local taxes: Andorra has a relatively low tax rate compared to many other countries, but it's still important to understand the tax rules and regulations that apply to expats. If you are working in Andorra, be sure to discuss your tax obligations with your employer or a local tax advisor.

    Andorra has some of the best Skiing sites in Europe.

    Managing your finances in Andorra

    Here we list some key points for expats and businesses to consider when managing financial dealings in Andorra:

    1. Understand Euro currency exchange rates: Exchange rates can have a big impact on your finances, so it is important to keep an eye on the EUR exchange rate and consider using a currency exchange service or a credit card that does not charge foreign transaction fees to get the best exchange rate.

    2. Use a local Euro bank account: A local EUR bank account can make it easier for you to manage your finances and pay bills while you are in Andorra. It may also be more convenient to use a local EUR bank account to make purchases and withdraw cash.

    3. Research local laws and regulations: It is important to understand the local laws and regulations that apply to financial transactions in Andorra. This can help you avoid legal issues and ensure that you are complying with local requirements.

    4. Consider the tax implications: It is important to understand the tax implications of living or doing business in Andorra. This can help you plan your finances and ensure that you are paying the correct amount of tax.

    5. Seek financial advice: If you are unsure of how to manage your finances in Andorra, it is a good idea to seek the advice of a financial professional who is familiar with the local financial system. This can help you make informed decisions and avoid financial pitfalls.


    EUR/USD – Market Data

    The exchange rate of euro (EUR), or the amount of EUR that can be exchanged for a foreign currency, can fluctuate rapidly based on a number of factors, including economic conditions, interest rates, and political events. Below you can check the latest EUR/USD rate plus recent trend, chart, forecasts and historic rates.

    1 EUR = 1.0776 USD
    Sell EUR  →  Buy USD
    EUR to USD at 1.0776 is just 0.5% above its 3-month average of 1.072, having fluctuated within a 4.4% range of 1.0522-1.0989
      1 USD = 0.9279 EUR
    EURUSD :

    FX analysts are forecasting that the US dollar will continue to outperform the euro in March. The US dollar strengthened in February after robust US labor market data and expectations of more interest rate hikes by the US Federal Reserve. On the other hand, the euro lost ground after the ECB held interest rates steady and issued slightly dovish remarks. Additionally, global GDP growth has been sluggish, and inflation pressures have remained elevated, which will continue to be the main drivers of investor risk sentiment and FX markets. Therefore, based on recent FX analyst forecasts, it is likely that the USD will outperform the euro in March, with key support points for EUR/USD at 1.11 and 1.15. Looking at the USD/EUR price data for the previous three months, the exchange rate has been fluctuating within a 4.4% range of 0.9100-0.9504, with the current rate at 0.9313, just below the three-month average of 0.9331. This indicates that the exchange rate has been relatively stable in recent months, despite the fluctuations. However, it is important to note that factors such as inflation, interest rates, and economic growth can influence exchange rates, and any changes in these factors could impact the USD/EUR exchange rate in March.
    10 Mar 2023
    1% 2 Week
    24 Dec 2022
    0.9% 3 Month
    24 Mar 2022
    2.2% 1 Year
    25 Mar 2018
    12.9% 5 Year
    26 Mar 2013
    16.3% 10 Year
    29 Mar 2003
    0.1% 20 Year
    EUR/USD historic rates & change to 24-Mar-2023


    Compare Euro Exchange Rates & Fees

    The below comparison table makes it easy to find the best exchange rates and lowest fees when you want to make an International Money Transfer to Andorra or planning a trip or maybe living there, so will need to exchange and spend Euro.

    Loading comparison rates...

    ProviderAmountsRateTotal Cost

    It is important to note that the exchange rate of the euro can change rapidly and that past performance is not necessarily indicative of future performance. It is advisable to carefully consider the risks and factors that may affect EUR exchange rates before making any financial decisions.


    The Euro is also the domestic currency in 33 other countries.





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