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USD to INR Travel Money Compared

USD-INR Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to INR Market Data

US dollar (USD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy INR
1 USD = 85.43 INR
-0.2%
30d-lows
USD to INR is at 30-day lows near 85.40, just below its 3-month average, having traded in a very stable 3.0% range from 84.22 to 86.72
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Tracker

Is the USD to INR Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Indian rupee is to review how the USD/INR rate has changed over time.

The table below shows the percentage change in the USD to INR exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/INRChangePeriod
20 Jun 2025
86.60
1.4% 2 Week
05 Apr 2025
85.53
0.2% 3 Month
04 Jul 2024
83.49
2.2% 1 Year
05 Jul 2020
74.68
14.3% 5 Year
07 Jul 2015
63.47
34.5% 10 Year
09 Jul 2005
43.58
95.9% 20 Year
USD/INR historic rates & change to 04-Jul-2025
USD/INR update: As of now, the rate is at 85.40, with the US dollar gaining strength from strong employment data, while the INR faces pressure from rising oil prices and trade policy uncertainties. Analysts warn that sustained dollar strength may drive the rupee lower if inflation persists. Stay alert for potential fluctuations

 

USD to INR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Indian rupee across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD INR
$ 1 85.43
$ 5 427.15
$ 10 854.30
$ 20 1,709
$ 50 4,272
$ 100 8,543
$ 250 21,358
$ 500 42,715
$ 1,000 85,430
$ 2,000 170,860
$ 5,000 427,150
$ 10,000 854,300
$ 20,000 1,708,600
$ 50,000 4,271,500
$ 100,000 8,543,000
USD INR
$ 0.0117 ₹ 1
$ 0.0585 ₹ 5
$ 0.1171 ₹ 10
$ 0.2341 ₹ 20
$ 0.5853 ₹ 50
$ 1.1706 ₹ 100
$ 2.9265 ₹ 250
$ 5.8530 ₹ 500
$ 11.71 ₹ 1,000
$ 23.41 ₹ 2,000
$ 58.53 ₹ 5,000
$ 117.06 ₹ 10,000
$ 234.12 ₹ 20,000
$ 585.30 ₹ 50,000
$ 1,171 ₹ 100,000

More amounts

*Converted at the current USD-INR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   
India

Everyday Costs in in India

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for India (IN)

For a traveler planning a one-week mid-range stay in India, budgeting around ₹35,000 to ₹50,000 (approximately $420 to $600) should offer a comfortable experience. This amount covers a range of activities and experiences. Here’s a breakdown of some typical daily expenses in Indian Rupees (₹):

  • 🍽️ Meal at a local restaurant: ₹300 - ₹800
  • ☕ Coffee: ₹100 - ₹200
  • 🚍 Public transport fare: ₹10 - ₹50
  • 📶 Prepaid SIM card: ₹300 - ₹800
  • 🏨 Budget hotel or Airbnb: ₹1,500 - ₹3,000 per night

Overall, India is generally considered a budget-friendly destination for travelers, especially when compared to countries like the United States and the UK. While dining and accommodation can be quite affordable, some tourist activities may add up. Traveler costs might be significantly lower in India, allowing for more activities on a tight budget compared to the average expenses in the U.S. and the UK, where costs are approximately 2-3 times higher for similar experiences.

Expat Living in India

Expats settling in India should budget around ₹40,000 to ₹80,000 per month to cover typical living costs adequately. This budget would include rent, utilities, groceries, transportation, and leisure activities. Here’s a general breakdown of monthly expenses in Indian Rupees:

  • Rent for a one-bedroom apartment in the city center: ₹20,000 - ₹50,000
  • Utilities: ₹1,500 - ₹3,000
  • Groceries: ₹3,000 - ₹6,000
  • Transportation: ₹2,000 - ₹4,000

When it comes to banking and financial transactions in India, it's advisable for expats to have a local bank account for everyday expenses. Credit and debit cards are widely accepted, although keeping some cash for small vendors is prudent. For sending and receiving money, services like Wise (formerly TransferWise) or OFX often provide better exchange rates and lower fees than traditional banks. While exchanging cash locally is convenient, online transfer services can offer significant savings, making them a preferable option for larger transactions or when settling down for an extended stay.

 

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