Chase Bank USD to CAD Exchange Rates & Currency Deals
USD-CAD Rate Calculator
Understanding the Table:
The comparison table above helps you see the total cost of your Chase Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to CAD Market Data
US dollar (USD) to Canadian dollar (CAD) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias: Bearish-to-range-bound, USD/CAD sits below the 90-day average and in the lower half of its three-month range, suggesting limited upside unless new data shift the outlook.
Bias
USD/CAD remains bearish-to-range-bound, trading below the 90-day avg and near the lower end of its 3-month range. Oil strength and softer US data could lift CAD toward the middle; a firmer US payrolls print or a hawkish Fed could keep USD bids.
Key drivers
- Rate gap: The US Federal Reserve is expected to ease toward a neutral stance in 2026, while the Bank of Canada has signaled policy broadly balanced near target, narrowing the policy gap and keeping policy divergence in focus.
- Risk/commodities: Oil has risen to multi-day highs and sits above its longer-term average, supporting CAD when oil stays firm.
- Macro factor: January Canadian trade and employment data could swing the CAD depending on prints.
Range
USD/CAD is likely to drift within the three-month range, with a tendency to hold near the lower end unless oil or US data move the pair.
What could change it
- Upside risk: stronger US payrolls and a firmer Fed outlook could keep the USD bid alive.
- Downside risk: oil price retreats or softer US data could lift CAD and push USD/CAD toward the range's middle
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USD to CAD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Canadian dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
Chase Bank Send Money conversion rate for USD to CAD?
The Chase Bank USD to CAD exchange rate is 1.2903. This is -7% compared to the latest USD-CAD mid-market rate 1.3870.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Canadian dollar (CAD) rates from different sources before making a conversion.
The above
Chase Bank - Dollar to Loonie comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Chase Bank and other foreign exchange providers against the latest USD-CAD mid-rate and the possible savings of using various providers.
How do Chase Bank USD-CAD rates compare between providers?
Looking at the full
USD to CAD - Send Money comparison table the provider with the best USD to CAD exchange rate is Wise at 1.3842, -0.2% from the latest mid-market rate 1.3870.
The next best is OFX at 1.3828, -0.3% from the mid-rate.
Then XE at 1.3787, which is -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks like Chase Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.