The live mid-rate USD to HKD exchange rate is 7.7559. Compare currency conversion rates - Reduce FX costs.
The best USD to HKD exchange rate is our partner deal rate of 7.7171 from OFX . This is -0.5% compared to the mid-market rate 7.7559.
The standard OFX USD-HKD rate is 7.576, -2.3% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Hong Kong dollar (HKD) rates from different sources before making a conversion.
Looking at our comparison table the best USD to HKD exchange rate is 7.7171 from OFX, -0.5% from the mid-market rate 7.7559. The next best rate is 7.7093 from XE, -0.6% from the mid-rate. Then Wise with 7.7054 is -0.65% from the mid-rate.
The Western Union rate is 7.6783 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 7.1494 at -7.8%, the Wells Fargo Bank rate is 7.1029 at -8.4%, and the Citibank rate is 7.4597 at -3.8% compared to the mid-rate 7.7559.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Dollar to Hong Kong dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-HKD mid-rate (see Market Data below ) and the possible savings of using various providers.
US dollar (USD) to Hong Kong dollar (HKD) market data - latest interbank exchange rate, trend, chart & historic rates.
Date | USD/HKD | Change | Period |
---|---|---|---|
28 Mar 2025 | 7.7825 | 0.3% ▼ | 2 Week |
11 Jan 2025 | 7.7894 | 0.4% ▼ | 3 Month |
11 Apr 2024 | 7.8376 | 1% ▼ | 1 Year |
12 Apr 2020 | 7.7531 | 0.1% ▲ | 5 Year |
14 Apr 2015 | 7.7524 | 0.1% ▲ | 10 Year |
16 Apr 2005 | 7.8485 | 1.2% ▼ | 20 Year |
Here are some popular conversion amounts for USD to HKD (US dollar to Hong Kong dollar)*.
USD | HKD |
---|---|
$ 128.90 | HK$ 1,000 |
$ 644.50 | HK$ 5,000 |
$ 2,578 | HK$ 20,000 |
$ 12,890 | HK$ 100,000 |
More amounts
*Converted at the current USDHKD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The recent USD to HKD exchange rate forecasts indicate a complex interplay between U.S. monetary policy, trade tensions, and Hong Kong's economic prospects. Analysts suggest that the U.S. dollar (USD) has experienced increased selling pressure due to heightened concerns surrounding the U.S.-China trade conflict. The latest tariffs implemented by both countries have sparked fears of a recession in the U.S., which has further undermined confidence in the dollar. As a result, the USD has slid to 90-day lows near 7.7565 against the Hong Kong dollar (HKD), just below its three-month average.
Read our full review of recent USD to HKD forecasts.
There are several ways to save on exchange rates when converting US dollar to Hong Kong dollar:
Generally speaking, if you are buying Hong Kong dollar with US dollar, then it's better for the USD/HKD exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Hong Kong — a practical currency and money guide to travel in Hong Kong plus living and doing business with the Hong Kong dollar.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/HKD to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
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Expat life in Hong Kong can be both exciting and challenging. Hong Kong is a vibrant and fast-paced city with a rich culture, history, and a mix of modern and traditional influences. It is also a major financial and business hub in Asia.
One of the main benefits of expat life in Hong Kong is the high standard of living and the availability of amenities and services. The city has a wide range of international schools, hospitals and medical facilities, supermarkets, and other amenities catering to expats.
Read more at our Hong Kong (HKD) country guide
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Further reading on the Hong Kong dollar (HKD) - Guides, Reviews & News from our research team.
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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