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Best USD to HKD Exchange Rates Compared Live

The live mid-rate USD to HKD exchange rate is 7.8411. Compare currency conversion rates - Reduce FX costs.

USD-HKD Rate Calculator

 

 
$USD/HKD hits 90-day high at 7.8417, up 0.8% from 3-month avg. Fed's hawkish stance + geopolitical tensions driving USD strength. Analysts warn upcoming US GDP could pressure USD if recession fears materialize, while HK maintains stability despite slower domestic recovery. #forex #markets

 

What is the best Send Money conversion rate for USD to HKD?

The best USD to HKD exchange rate is our partner deal rate of 7.8019 from OFX . This is -0.5% compared to the mid-market rate 7.8411.

The standard OFX USD-HKD rate is 7.659, -2.3% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Hong Kong dollar (HKD) rates from different sources before making a conversion.

How do USD-HKD rates compare between providers?

Looking at our comparison table the best USD to HKD exchange rate is 7.8019 from OFX, -0.5% from the mid-market rate 7.8411. The next best rate is 7.794 from XE, -0.6% from the mid-rate. Then Wise with 7.7901 is -0.65% from the mid-rate.

The Western Union rate is 7.7626 which is -1% from the mid-rate.

Among the banks, the Chase Bank rate is 7.2277 at -7.8%, the Wells Fargo Bank rate is 7.1807 at -8.4%, and the Citibank rate is 7.5414 at -3.8% compared to the mid-rate 7.8411.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare Rates

 

The Dollar to Hong Kong dollar comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-HKD mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

USD to HKD Market Data

US dollar (USD) to Hong Kong dollar (HKD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy HKD
1 USD =
7.8411We compare provider deals to this wholesale mid-market rate. Read more
HKD
90d-highs
USD to HKD is at 90-day highs near 7.8417, just 0.8% above its 3-month average of 7.7807, having traded in a stable 1.2% range from 7.7500 to 7.8417
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  1 HKD = 0.1275 USD
DateUSD/HKDChangePeriod
16 May 2025
7.8142
0.3% 2 Week
01 Mar 2025
7.7788
0.8% 3 Month
30 May 2024
7.8175
0.3% 1 Year
31 May 2020
7.7532
1.1% 5 Year
02 Jun 2015
7.7554
1.1% 10 Year
04 Jun 2005
7.7827
0.7% 20 Year
USD/HKD historic rates & change to 30-May-2025
 

What are equivalent amounts of USD and HKD?

Here are some popular conversion amounts for USD to HKD (US dollar to Hong Kong dollar)*.

USD HKD
$ 1 HK$ 7.8411
$ 5 HK$ 39.21
$ 10 HK$ 78.41
$ 20 HK$ 156.82
$ 50 HK$ 392.06
$ 100 HK$ 784.11
$ 250 HK$ 1,960
$ 500 HK$ 3,921
$ 1,000 HK$ 7,841
$ 2,000 HK$ 15,682
$ 5,000 HK$ 39,206
$ 10,000 HK$ 78,411
$ 20,000 HK$ 156,822
$ 50,000 HK$ 392,055
$ 100,000 HK$ 784,110
USD HKD
$ 0.1275 HK$ 1
$ 0.6375 HK$ 5
$ 1.2750 HK$ 10
$ 2.5500 HK$ 20
$ 6.3750 HK$ 50
$ 12.75 HK$ 100
$ 31.88 HK$ 250
$ 63.75 HK$ 500
$ 127.50 HK$ 1,000
$ 255.00 HK$ 2,000
$ 637.50 HK$ 5,000
$ 1,275 HK$ 10,000
$ 2,550 HK$ 20,000
$ 6,375 HK$ 50,000
$ 12,750 HK$ 100,000

More amounts

*Converted at the current USDHKD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

Forecasts for USD to HKD

 

The USD to HKD exchange rate has recently shown notable upward movement, currently trading at approximately 7.8417, which is a 90-day high and 0.8% above its three-month average of 7.7807. Analysts attribute this strength largely to a more hawkish stance from the Federal Reserve, as markets anticipate forthcoming minutes from the FOMC. The dollar has gained traction as investors turn to this safe-haven currency amidst escalating geopolitical uncertainty.

Read our full review of recent USD to HKD forecasts.

 
HKD and flag

How to get a good USD to HKD exchange rate

There are several ways to save on exchange rates when converting US dollar to Hong Kong dollar:

  1. Shop around for the best USD/HKD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the USD/HKD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and HKD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Hong Kong dollar with US dollar, then it's better for the USD/HKD exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to Hong Kong — a practical currency and money guide to travel in Hong Kong plus living and doing business with the Hong Kong dollar.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the US dollar rise against the Hong Kong dollar?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/HKD to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 
 

Currency Country Guides

United StatesUnited States (USD)Hong KongHong Kong (HKD)
 

How is the expat life in Hong Kong?

Expat life in Hong Kong can be both exciting and challenging. Hong Kong is a vibrant and fast-paced city with a rich culture, history, and a mix of modern and traditional influences. It is also a major financial and business hub in Asia.

One of the main benefits of expat life in Hong Kong is the high standard of living and the availability of amenities and services. The city has a wide range of international schools, hospitals and medical facilities, supermarkets, and other amenities catering to expats.

Hong Kong is also known for its excellent transportation system, making it easy to navigate and commute around the city.

However, the cost of living in Hong Kong is quite high, especially for housing. The city has some of the most expensive real estate in the world and finding affordable housing can be a challenge for expats.

The city is also known for its fast-paced lifestyle and high stress levels, which can be challenging for some people. The air pollution and noise pollution can also be an issue.

Additionally, Hong Kong has a high population density and the city can feel crowded and congested. Some expats may find the city to be quite crowded and busy, which can be overwhelming.

The political situation in Hong Kong

The political situation in Hong Kong has been uncertain in recent years, which can be a concern for some expats. Protests and unrest have been taking place, and travelers should be aware of the situation and take precautions.

Overall, expat life in Hong Kong can be a rich and fulfilling experience, but it also has its challenges. Expats should be prepared for the high cost of living, fast-paced lifestyle, and the potential for political unrest.

Read more at our Hong Kong (HKD) country guide

   
 
 
 

Related exchange rates


Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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