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    Chase Bank USD to JPY Exchange Rates Compared Live

    The Chase Bank USD to JPY rate is 132.94. This is -7.5% below the mid-rate. Compare Chase Bank currency conversion rates - Reduce FX costs.

    USD-JPY Loading Rates ...
     

     
    USD/JPY down 4.2% from 3-month avg, trading at 142.9. Markets spooked by US-Japan trade tensions & Trump tariff policies. Analysts see JPY strengthening further as safe-haven demand persists despite Japan's own economic challenges. #forex #USDJPY

     
     

    What is the Chase Bank Send Money conversion rate for USD to JPY?

    The Chase Bank USD to JPY exchange rate is 132.94. This is -7.5% compared to the latest USD-JPY mid-market rate 143.69.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Japanese yen (JPY) rates from different sources before making a conversion.

    How do Chase Bank USD-JPY rates compare between providers?

    Looking at our comparison table the best USD to JPY exchange rate is 142.97 from OFX, -0.5% from the mid-market rate 143.69. The next best rate is 142.83 from XE, -0.6% from the mid-rate. Then Wise with 142.76 is -0.65% from the mid-rate.

    The Western Union rate is 142.25 which is -1% from the mid-rate.

    Among the banks, the Chase Bank rate is 132.94 at -7.5%, the Wells Fargo Bank rate is 132.07 at -8.1%, and the Citibank rate is 138.68 at -3.5% compared to the mid-rate 143.69.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Chase Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

    Compare Rates

     

    The Chase Bank Dollar to Yen comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Chase Bank and other foreign exchange providers against the latest USD-JPY mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     

    Chase Bank FX at a glance

    Chase Bank, the consumer banking subsidiary of JPMorgan Chase, is headquartered in New York and is one of the Big Four banks in the United States.

    Chase has nearly 5,000 branches in the US as well as 16,000 ATMs and operates in 100 countries. Half of all households in the United States are Chase customers.

    How do Chase transfer exchange rates compare?

    Sending or receiving international transfers to or from your Chase bank account will include a margin rate of between 3.5% to 8% – this is much higher than most money transfer broker rates (which are normally 0.5 to 1.5%).

    Chase Bank offers several products that may charge these foreign exchange fees, including:

    • Wire transfers: If you send or receive a wire transfer in a foreign currency, you may be charged a foreign exchange fee in addition to the wire transfer fee.
    • Chase Bank Accounts: If you have a Chase Bank account and make transactions in a foreign currency, you will be charged a foreign exchange fee.
    • Chase Private Client: Depending on your account type and level of service, you may be charged foreign exchange fees for certain transactions.
    • Foreign currency exchange services: If you exchange foreign currency in person at a Chase branch, you will be charged a fee in addition to the exchange rate.

    When sending money abroad, Chase Bank allows you to request a real-time FX rate request, prior to scheduling an international wire. So you can check the rate and compare to the best rates from our BER partner brokers to check for a better deal.

     
     

    USD to JPY Market Data

    US dollar (USD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell USD   →   Buy JPY
    1 USD =
    143.69We compare provider deals to this wholesale mid-market rate. Read more
    JPY
    -0.3%
    USD to JPY at 142.9 is 4.2% below its 3-month average of 149.2, having traded in a quite volatile 11.1% range from 140.9 to 156.6
    |
    Tracker

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    DateUSD/JPYChangePeriod
    11 Apr 2025
    143.53
    0.1% 2 Week
    25 Jan 2025
    156.03
    8.1% 3 Month
    25 Apr 2024
    155.62
    7.8% 1 Year
    26 Apr 2020
    107.51
    33.4% 5 Year
    28 Apr 2015
    118.89
    20.6% 10 Year
    30 Apr 2005
    104.98
    36.6% 20 Year
    USD/JPY historic rates & change to 25-Apr-2025
     

    What are equivalent amounts of USD and JPY?

    Here are some popular conversion amounts for USD to JPY (US dollar to Japanese yen)*.

    USD JPY
    $ 1 ¥ 143.69
    $ 5 ¥ 718.45
    $ 10 ¥ 1,437
    $ 20 ¥ 2,874
    $ 50 ¥ 7,185
    $ 100 ¥ 14,369
    $ 250 ¥ 35,923
    $ 500 ¥ 71,845
    $ 1,000 ¥ 143,690
    $ 2,000 ¥ 287,380
    $ 5,000 ¥ 718,450
    $ 10,000 ¥ 1,436,900
    $ 20,000 ¥ 2,873,800
    $ 50,000 ¥ 7,184,500
    $ 100,000 ¥ 14,369,000
    USD JPY
    $ 0.0070 ¥ 1
    $ 0.0348 ¥ 5
    $ 0.0696 ¥ 10
    $ 0.1392 ¥ 20
    $ 0.3480 ¥ 50
    $ 0.6959 ¥ 100
    $ 1.7398 ¥ 250
    $ 3.4795 ¥ 500
    $ 6.9590 ¥ 1,000
    $ 13.92 ¥ 2,000
    $ 34.80 ¥ 5,000
    $ 69.59 ¥ 10,000
    $ 139.18 ¥ 20,000
    $ 347.95 ¥ 50,000
    $ 695.90 ¥ 100,000

    More amounts

    *Converted at the current USDJPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for USD to JPY

     

    Recent forecasts for the USD to JPY exchange rate reflect a complex interplay of trade tensions, safe-haven dynamics, and economic performance expectations. The US dollar has undergone significant fluctuations, initially gaining strength after hopes emerged regarding potential de-escalation of the US-China trade war. However, the dollar then faced mixed movements as market sentiment shifted, and concerns regarding President Trump's trade policies and their potential economic repercussions dampened its appeal. Analysts note that the increased tariffs on imports from various countries, including Japan, contribute to a broader uncertainty surrounding the dollar's strength.

    Read our full review of recent USD to JPY forecasts.

     
    USD to JPY flags

    How to get a good USD to JPY exchange rate

    There are several ways to save on exchange rates when converting US dollar to Japanese yen:

    1. Shop around for the best USD/JPY exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the USD/JPY rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and JPY at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Japanese yen with US dollar, then it's better for the USD/JPY exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to Japan — a practical currency and money guide to travel in Japan plus living and doing business with the Japanese yen.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

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    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the US dollar rise against the Japanese yen?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add USD/JPY to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    United StatesUnited States (USD)JapanJapan (JPY)
     

    Expat and Business Guide to Japan

    Japan offers a unique blend of tradition, modernity, and economic opportunity, making it an attractive destination for expatriates and business professionals. Here’s a practical guide to help you navigate life and work in Japan.

    • Visa Requirements: Expatriates generally need a work visa, such as the Highly Skilled Professional Visa, Engineer Visa, or Specialist in Humanities Visa. Consult the Japanese Ministry of Foreign Affairs for details and documentation requirements.
    • Language: Japanese is the official language, and while English is commonly used in business settings, learning basic Japanese is essential for everyday interactions and professional networking.
    • Cultural Etiquette: Bowing is customary for greetings, and business cards (meishi) are exchanged with both hands as a sign of respect. Punctuality is highly valued in both personal and professional settings.
    • Work Culture: Japan’s work culture emphasizes teamwork, hierarchy, and long working hours. Understanding cultural nuances like "nemawashi" (informal consensus-building) is crucial for business success.
    • Housing: Options range from urban apartments to traditional houses. Renting often requires a guarantor and additional costs such as a security deposit and key money. Websites like Suumo or GaijinPot are helpful for finding accommodations.
    • Healthcare: Japan has a high-quality healthcare system. Expats are required to enroll in the National Health Insurance (NHI) program or their employer’s health insurance plan. Private insurance is an option for additional coverage.
    • Cost of Living: Japan’s cost of living varies widely. Tokyo is among the most expensive cities, while rural areas are more affordable. Budget for housing, transportation, and food, as these can be significant expenses.
    • Transportation: Japan has an extensive public transport system, including trains, subways, and buses. The Japan Rail Pass is useful for travel between cities. Owning a car is more practical in rural areas than in cities.
    • Business Environment: Japan is a global leader in technology, automotive, and finance industries. Building long-term relationships and respecting decision-making processes are key to successful business dealings.
    • Taxation: Expats staying longer than one year are subject to Japanese tax on global income. Consult a tax advisor to understand local tax obligations and possible treaties between Japan and your home country.
    • Banking: Major banks like MUFG and SMBC cater to expatriates. ATMs are widely available, though some may not accept foreign cards. Online banking is accessible but often limited in English.
    • Networking: Join organizations like the Tokyo American Club or the Chamber of Commerce for networking opportunities. Language exchange meetups and professional events are also valuable for making connections.
    • Childcare and Education: Options include international schools, public schools, and private Japanese schools. International schools are ideal for expat families, offering familiar curriculums in English.
    • Leisure and Recreation: Japan offers diverse recreational activities, from skiing in Hokkaido to visiting traditional hot springs (onsen) and exploring cultural festivals. Public parks and museums are abundant in cities.
    • Safety and Security: Japan is one of the safest countries in the world, with low crime rates. Emergency numbers are 110 for police and 119 for medical and fire services.
    • Practical Apps: Use Google Maps for navigation, Suica or Pasmo apps for public transport, and LINE for communication, as it is Japan’s most popular messaging platform.
    • Documentation and Legal Matters: Carry your residence card (zairyu card) at all times, as it serves as your primary ID. Register your address at the local municipal office within 14 days of moving.

    Japan’s unique cultural and professional landscape offers immense opportunities for expatriates and business professionals. Understanding its traditions and practices will help you integrate and succeed in this dynamic country.

    Read more at our Japan (JPY) country guide

       
     
     
     

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    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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