The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to INR Market Data
US dollar (USD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias: USD/INR is bullish-to-range-bound, trading above its 90-day average and sitting in the upper half of the 3-month range, with gains likely capped by...
USD/INR holds above its 90-day avg, trading in the upper half of the 3-month range. Bias: bullish-to-range-bound with RBI defense capping gains. A softer Fed path in 2026 and oil swings could quicken moves; steady RBI support keeps downside risk limited.
Bias
USD/INR is bullish-to-range-bound, trading above its 90-day average and in the upper half of the 3-month range, with gains likely capped by the range and RBI readiness to defend the floor.
Key drivers
- Rate gap: The Fed is expected to cut rates toward a neutral stance in 2026, narrowing the dollar's yield advantage over the RBI and potentially easing dollar demand from India.
- Macro factor: RBI interventions have kept rupee volatility in check and helped smooth cross-border flows, even as global conditions remain unsettled.
- Risk/commodities: Oil price volatility can affect the rupee via India’s oil bill, reinforcing swings when crude moves sharply.
Range
USD/INR is likely to drift within the 3-month range, tilting toward testing the upper end as dollar strength persists and RBI support caps gains.
What could change it
- Upside risk: A hawkish Fed messaging from officials such as Bostic or Barkin or unexpectedly strong U.S. payroll data could lift USD/INR and extend the move.
- Downside risk: RBI interventions persist and progress in US-India trade talks could cap USD/INR, potentially easing dollar demand and limiting gains
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USD to INR Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Indian rupee across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to INR?
The best USD to INR exchange rate is 89.94 from XE. This is -0.6% compared to the mid-market rate 90.48.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Indian rupee (INR) rates from different sources before making a conversion.
The above
Dollar to Rupee comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-INR mid-rate and the possible savings of using various providers.
How do USD-INR rates compare between providers?
Looking at the full
USD to INR - Send Money comparison table the provider with the best USD to INR exchange rate is XE at 89.94, -0.6% from the latest mid-market rate 90.48.
The next best is Wise at 89.37, -1.2% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.