The comparison table above helps you see the total cost of your Bank of China currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Compare Bank of China Exchange Rates & Fees - Save Time & Money
The live mid-rate USD to HKD exchange rate is 7.7719.
USD to HKD Market Data
US dollar (USD) to Hong Kong dollar (HKD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the USD to HKD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Hong Kong dollar is to review how the USD/HKD rate has changed over time.
The table below shows the percentage change in the USD to HKD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/HKD
Change
Period
03 Oct 2025
7.7801
0.2% ▼
2 Week
19 Jul 2025
7.8473
1% ▼
3 Month
17 Oct 2024
7.7737
0.1% ▼
1 Year
18 Oct 2020
7.7503
0.2% ▲
5 Year
20 Oct 2015
7.7501
0.2% ▲
10 Year
22 Oct 2005
7.7559
0.1% ▲
20 Year
USD/HKD historic rates & change to 17-Oct-2025
USD to HKD is at a 90-day low of 7.7687, with a stable range of 1.0% from 7.7687 to 7.8500. Analysts suggest a risk-on sentiment and dovish Fed hints may keep the USD under pressure. Businesses should monitor for CPI data, as it could impact future rates
@bestfxrates
USD to HKD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Hong Kong dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to HKD?
The best USD to HKD exchange rate is 7.7376 from Wise. This is -0.44% compared to the mid-market rate 7.7719.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Hong Kong dollar (HKD) rates from different sources before making a conversion.
The above
Bank of China - Dollar to Hong Kong dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Bank of China and other foreign exchange providers against the latest USD-HKD mid-rate and the possible savings of using various providers.
How do Bank of China USD-HKD rates compare between providers?
Looking at the full
USD to HKD - Send Money comparison table the provider with the best USD to HKD exchange rate is Wise at 7.7376, -0.44% from the latest mid-market rate 7.7719.
The next best is OFX at 7.733, -0.5% from the mid-rate.
Then XE at 7.7252, which is -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks like Bank of China often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.