Understanding the Table:
The comparison table above helps you see the total cost of your Wise currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
The average USD rate margin offered by Wise is 0.60%.
This average is based on individual USD 10K transfer rates in the currency pairs from Wise that we monitor.
The tables below show the best and worst exchange rate margins offered by Wise for US dollar (USD 10K) transactions. Margins show the percentage difference from the mid-market rate.
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias: Bearish-to-range-bound, with USD/NZD trading below its 90-day average and in the lower half of the three-month range, implying limited downside but...
Bias: Bearish-to-range-bound, as USD/EUR sits below the 90-day average and in the lower half of the three-month range.
Bias: bullish-to-range-bound, as USD/JPY sits above its 90-day average and in the upper half of the three-month range.
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
| USD | NZD |
|---|---|
| $ 577.20 | NZ$ 1,000 |
| $ 2,886 | NZ$ 5,000 |
| $ 11,544 | NZ$ 20,000 |
| $ 57,720 | NZ$ 100,000 |
More amounts
*Converted at the current USD-NZD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The Wise USD to NZD exchange rate is 1.7144. This is -1% compared to the latest USD-NZD mid-market rate 1.7325.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The above Wise - Dollar to Kiwi comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers.
Looking at the full USD to NZD - Send Money comparison table the provider with the best USD to NZD exchange rate is OFX at 1.7238, -0.5% from the latest mid-market rate 1.7325.
The next best is XE at 1.7221, -0.6% from the mid-rate.
Then Western Union at 1.7152, which is -1% from the mid-rate.
Among the banks the Chase Bank rate is 1.6034 at -7.5% the Wells Fargo Bank rate is 1.593 at -8.1% and the Citibank rate is 1.6727 at -3.5% compared to the mid-rate 1.7325.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
| Best Exchange Rates.com - Compare and Save on Foreign Exchange |
© 2025 Best Exchange Rates. All rights reserved.
BestExchangeRates.com (BER) is operated by Best Exchange Rates Pty Ltd, a company incorporated under the laws of Australia with company number ABN 68082714841. BER is a comparison website only and not a currency trading platform. BER uses cookies. Terms of Service Privacy
International Money Transfers : Send Money to Eurozone | Send Money to United States | Send Money to Mexico | Send Money to Canada | Send Money to India | Send Money to UK | Send Money to Japan | Send Money to Australia | Send Money to Malaysia