The Citibank USD to INR rate is 81.11. This is -5.1% below the mid-rate. Compare Citibank currency conversion rates - Reduce FX costs.
The Citibank USD to INR exchange rate is 81.11. This is -5.1% compared to the latest USD-INR mid-market rate 85.44.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Indian rupee (INR) rates from different sources before making a conversion.
Looking at our comparison table the best USD to INR exchange rate is 84.93 from Wise, -0.6% from the mid-market rate 85.44. The next best rate is 84.92 from XE, -0.61% from the mid-rate. Then Western Union with 84.07 is -1.6% from the mid-rate.
Among the banks, the Chase Bank rate is 77.69 at -9.1%, the Wells Fargo Bank rate is 77.18 at -9.7%, and the Citibank rate is 81.11 at -5.1% compared to the mid-rate 85.44.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Citibank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Citibank Dollar to Rupee comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Citibank and other foreign exchange providers against the latest USD-INR mid-rate (see Market Data below ) and the possible savings of using various providers.
Citibank's exchange rates for wire transfers are generally competitive and transparent, which makes it a good choice for customers who need to send or receive money internationally. However, it's always a good idea to compare rates and fees across different banks and financial institutions to ensure you're getting the best deal possible.
FX Order Watch: Citibank's FX Order Watch allows customers to set their own exchange rates and automatically execute foreign exchange transactions when the desired exchange rate is reached.
When you get a quote for your Citibank Wire Transfer from their website or in-app, you will see the Citibank exchange rate, but it can be difficult to then calculate how much mark-up you are being charged.
While all banks charge this mark-up, the extra amount being charged is much higher than it would be with a global money transfer specialist.
Sending or receiving international transfers to or from your Citibank bank account will include a margin rate of between 3.5% to 8% – this is much higher than most money transfer broker rates (which are normally 0.5 to 1.5%).
US dollar (USD) to Indian rupee (INR) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/INR | Change | Period |
|---|---|---|---|
11 Apr 2025 | 86.08 | 1.1% ▼ | 2 Week |
25 Jan 2025 | 86.18 | 1.2% ▼ | 3 Month |
25 Apr 2024 | 83.28 | 2.2% ▲ | 1 Year |
26 Apr 2020 | 76.28 | 11.6% ▲ | 5 Year |
28 Apr 2015 | 63.18 | 34.8% ▲ | 10 Year |
30 Apr 2005 | 43.26 | 96.8% ▲ | 20 Year |
Here are some popular conversion amounts for USD to INR (US dollar to Indian rupee)*.
*Converted at the current USDINR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The current USD to INR exchange rate stands at 85.22, which reflects a 1.4% dip from its three-month average of 86.4. The pair has shown relatively stable trading, confined to a narrow range of 85.16 to 87.79 over the past few months. Analysts note that recent developments surrounding U.S. tariff policies have introduced considerable volatility into the market.
Read our full review of recent USD to INR forecasts.
There are several ways to save on exchange rates when converting US dollar to Indian rupee:
Generally speaking, if you are buying Indian rupee with US dollar, then it's better for the USD/INR exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to India — a practical currency and money guide to travel in India plus living and doing business with the Indian rupee.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/INR to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | India (INR) |
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Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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