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USD to PLN Exchange Rates & Currency Deals

USD-PLN Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.6202 PLN
1d+0.1%
30dHighs
USD to PLN is at 30-day highs near 3.6202, just below its 3-month average, having traded in a very stable 3.7% range from 3.5790 to 3.7114
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Tracker

Is the USD to PLN Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.

The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PLNChangePeriod
26 Dec 2025
3.5801
0.9% 2 Week
11 Oct 2025
3.6647
1.4% 3 Month
09 Jan 2025
4.1394
12.7% 1 Year
10 Jan 2021
3.7020
2.4% 5 Year
12 Jan 2016
4.0143
10% 10 Year
14 Jan 2006
3.1679
14.1% 20 Year
USD/PLN historic rates & change to 09-Jan-2026

Currency Forecasts related to USD/PLN

USD to PLN 2026 Forecasts

The current market bias for the USD to PLN exchange rate is bearish.

Read forecast

USD to EUR 2026 Forecasts

The USD to EUR exchange rate currently leans bearish, influenced by several macroeconomic factors.

Read forecast

USD to JPY 2026 Forecasts

The USD to JPY exchange rate is currently range-bound.

Read forecast

Bearish bias for USD to PLN as interest rates diverge. Fed cuts ahead, while Poland maintains a solid economic outlook. Current USDPLN around 3.6202, expect stability with potential fluctuations; risks may arise from stronger Polish data or Fed rate moves

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.6202
$ 5 18.10
$ 10 36.20
$ 20 72.40
$ 50 181.01
$ 100 362.02
$ 250 905.05
$ 500 1,810
$ 1,000 3,620
$ 2,000 7,240
$ 5,000 18,101
$ 10,000 36,202
$ 20,000 72,404
$ 50,000 181,010
$ 100,000 362,020
USD PLN
$ 0.2762 zł 1
$ 1.3810 zł 5
$ 2.7620 zł 10
$ 5.5240 zł 20
$ 13.81 zł 50
$ 27.62 zł 100
$ 69.05 zł 250
$ 138.10 zł 500
$ 276.20 zł 1,000
$ 552.40 zł 2,000
$ 1,381 zł 5,000
$ 2,762 zł 10,000
$ 5,524 zł 20,000
$ 13,810 zł 50,000
$ 27,620 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to PLN?

The best USD to PLN exchange rate is 3.6021 from OFX . This is -0.5% compared to the mid-market rate 3.6202.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.6021, -0.5% from the latest mid-market rate 3.6202.

The next best is XE at 3.5985, -0.6% from the mid-rate.

Then Western Union at 3.584, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3447 at -7.6% the Wells Fargo Bank rate is 3.323 at -8.2% and the Citibank rate is 3.4895 at -3.6% compared to the mid-rate 3.6202.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to PLN Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: