The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to NZD Market Data
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the USD to NZD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the New Zealand dollar is to review how the USD/NZD rate has changed over time.
The table below shows the percentage change in the USD to NZD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/NZD
Change
Period
21 Oct 2025
1.7417
0.8% ▲
2 Week
06 Aug 2025
1.6869
4.1% ▲
3 Month
04 Nov 2024
1.6741
4.9% ▲
1 Year
05 Nov 2020
1.4785
18.8% ▲
5 Year
07 Nov 2015
1.5327
14.6% ▲
10 Year
09 Nov 2005
1.4625
20.1% ▲
20 Year
USD/NZD historic rates & change to 04-Nov-2025
The USD to NZD rate sits at 1.7533, about 2.4% above its 3-month average, reflecting USD strength amid mixed US market signals. Experts warn that dovish Fed comments could stir volatility while the NZD faces pressure from RBNZ rate cuts and economic measures. Stay updated to optimize currency transactions
@bestfxrates
USD to NZD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to NZD?
The best USD to NZD exchange rate is 1.7512 from OFX . This is -0.5% compared to the mid-market rate 1.7600.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The above
Dollar to Kiwi comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers.
How do USD-NZD rates compare between providers?
Looking at the full
USD to NZD - Send Money comparison table the provider with the best USD to NZD exchange rate is OFX at 1.7512, -0.5% from the latest mid-market rate 1.7600.
The next best is XE at 1.7494, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.