The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to NZD Market Data
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
USD to NZD is at 90-day lows near 1.6405, 2.6% below its 3-month average of 1.6853, having traded in a quite volatile 10.1% range from 1.6405 to 1.8068
Is the USD to NZD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the New Zealand dollar is to review how the USD/NZD rate has changed over time.
The table below shows the percentage change in the USD to NZD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/NZD
Change
Period
17 Jun 2025
1.6614
1.1% ▼
2 Week
02 Apr 2025
1.7457
5.9% ▼
3 Month
01 Jul 2024
1.6490
0.4% ▼
1 Year
02 Jul 2020
1.5365
6.9% ▲
5 Year
04 Jul 2015
1.4942
9.9% ▲
10 Year
06 Jul 2005
1.4810
10.9% ▲
20 Year
USD/NZD historic rates & change to 01-Jul-2025
USD/NZD has dipped to 90-day lows around 1.6405, down 2.6% from the 3-month average of 1.6853. Analysts attribute this to rising US national debt concerns and potential Fed rate cuts, while the NZD gains from positive global sentiment. Market watchers should stay alert to economic shifts and geopolitical influences
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USD to NZD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
The standard OFX USD-NZD rate is 1.6118, -1.8% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The above
Dollar to Kiwi comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers.
How do USD-NZD rates compare between providers?
Looking at the full
USD to NZD - Send Money comparison table the provider with the best USD to NZD exchange rate is OFX at 1.6337, -0.5% from the latest mid-market rate 1.6419.
The next best is XE at 1.632, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.