Currency in Saint Barthelemy: EUR Send & Spend FX Guide
Resources for Expats, Travelers and Entrepreneurs Navigating Life and Trade in Saint Barthelemy with the Euro.
What's in this Saint Barthelemy currency guide?
What currency is used in Saint Barthelemy?
The official currency of Saint Barthelemy (country code: BL) is the Euro, with symbol € and currency code EUR.
What is a good Euro exchange rate?
The BestExchangeRates.com currency comparison table below helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of rates, enter your transaction type, currencies and amount then click ‘GET RATES’:
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Good things to know about the Euro
As of June 16, 2025, the Euro (EUR) has experienced notable developments affecting travelers, expats, and business owners:
- Interest Rate Adjustments: The European Central Bank (ECB) has reduced its key interest rates multiple times since April 2025, with the deposit rate now at 2%. This easing cycle aims to stimulate economic growth amid global uncertainties. (ft.com)
- Inflation Trends: Eurozone inflation has moderated, with the latest data showing a decrease to 2.4% in November 2024, bringing it closer to the ECB's 2% target. (nbcdfw.com)
- Eurozone Expansion: Bulgaria is on track to adopt the euro on January 1, 2026, following successful convergence assessments. This expansion may influence currency dynamics and economic interactions within the euro area. (en.wikipedia.org)
These developments are crucial for individuals and businesses engaged in international transactions, as they can impact exchange rates, purchasing power, and overall economic conditions.
For more EUR information check out our selection of Euro news and guides.
Frequently Asked Questions
What currency should I use in Saint Barthelemy?
The domestic currency in Saint Barthelemy is the Euro.
What is the Euro currency code and symbol?
The three letter currency code for the Euro is EUR — symbol is €.
What does the Euro look like?
Here is an example Euro banknote:
Which countries use the Euro?
It is the domestic currency in Eurozone, Aaland Islands, Andorra, Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, French Guinea, French Southern Territories, Germany, Greece, Guadeloupe, Vatican City, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Monaco, Montenegro, Netherlands, Portugal, Reunion, Saint Barthelemy, Saint Martin, Saint Pierre and Miquelon, San Marino, Slovakia, Slovenia and Spain.
Is the Euro a closed currency?
No, the Euro is freely available and convertible. See guide: What is a closed currency?
What are equivalent amounts of USD and EUR?
Here are some popular conversion amounts for USD to EUR (US dollar to Euro)*.
*Converted at the current USDEUR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Travel money for Saint Barthelemy
Using Wise for Euro travel money is a smart choice for savvy travelers. With its competitive exchange rates and low fees, Wise allows you to convert and manage multiple currencies effortlessly.
Be careful when using your own bank's Debit/Credit Card, as your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash on top of the standard Visa/Mastercard 2.5% from market mid-rate.
For card purchases, if you are offered a choice of currencies always select to Pay in Euro otherwise you will typically get much worst dynamic currency conversion (DCC) exchange rates.
If you really want Euro cash before departure, you can save money by ordering online. You generally get better rates and can pick up the EUR cash locally or even on travel day at the airport.
Saint Barthelemy: Travel Guide
Traveling to Saint Barthelemy requires careful financial planning to ensure a smooth and cost-effective experience. Here's a comprehensive guide to help you navigate currency considerations and manage your money effectively during your visit.
Saint Barthélemy, also known as St. Barth's, is a small island located in the Caribbean Sea. It is a French overseas collectivity and is known for its beautiful beaches, luxury hotels, and high-end shopping. The island has a tropical climate, with average temperatures ranging from the mid-70s to the mid-80s Fahrenheit throughout the year. The official language is French, but many people also speak English. St. Barth's is a popular destination for tourists, especially during the winter months, and is known for its lively nightlife and dining scene. The island is also home to a number of historical sites and landmarks, including the Gustavia Lighthouse and the Wall House Museum.
Things to do in St. Barth's
Visit the beaches: St. Barth's is known for its beautiful beaches, and there are many to choose from. Some popular spots include Shell Beach, Saline Beach, and Anse de Grande Saline.
Go shopping: St. Barth's has a number of high-end boutiques and designer stores, making it a great place to go shopping.
Take a boat tour: St. Barth's is surrounded by clear, turquoise waters, making it a great place to go boating. You can take a boat tour to explore the island's many coves and bays, or go snorkeling or diving to see the marine life.
Visit the Wall House Museum: This museum is located in the island's capital, Gustavia, and features exhibits on the island's history and culture.
Explore the island's history: St. Barth's has a rich history, and there are several historical sites to visit including the Gustavia Lighthouse and the Fort Karl.
Go hiking: St. Barth's has a number of trails that offer beautiful views of the island and the surrounding waters.
Take a cooking class: St. Barth's is known for its delicious cuisine, and there are several cooking schools on the island where you can learn to prepare local dishes.
Visit the island's markets: St. Barth's has several markets where you can find a wide range of handmade items, including crafts, jewelry, and textiles.
Everyday Costs in in Saint Barthelemy
How much does it really cost to live, work, or travel in Saint Barthelemy? Here's what to expect for daily expenses and expat living.
Currency Guide for Saint Barthélemy (ISO Code: BL)
For travelers planning a one-week mid-range stay in Saint Barthélemy, budgeting around €1,200 to €1,500 should cover most expenses comfortably. This picturesque Caribbean island is known for its stunning beaches and upscale atmosphere, making it a popular choice for vacationers. Here’s an overview of typical daily expenses in euros (€):
- 🍽️ Meal at a local restaurant: €30
- ☕ Coffee: €4
- 🚌 Public transport fare: €2
- 📱 Prepaid SIM card: €25
- 🏨 Budget hotel or Airbnb: €150 per night
Overall, visitors often find Saint Barthélemy to be on the expensive side, particularly compared to the United States, where mid-range dining options and accommodation prices are generally lower. When compared with the UK, both destinations exhibit high costs; however, Saint Barthélemy's premium setting for dining and lodging can lead to a significantly higher budget than what one might expect in major UK cities.
Expat Living in Saint Barthélemy
For expats living in Saint Barthélemy, the typical monthly living costs can range from €2,500 to €3,500, depending on lifestyle choices. This budget includes rent, food, transportation, entertainment, and other necessities. When it comes to banking, credit cards are widely accepted; however, having some local cash (euros) can be handy for smaller establishments. Expats should communicate with local banks and financial institutions to understand any fees associated with international transactions.
For sending and receiving money, online services such as Wise and OFX often offer more favorable exchange rates and lower fees compared to traditional banks, making them efficient choices for expatriates. Generally, exchanging currency locally can be less advantageous due to unfavorable rates, so utilizing these online transfer services is typically recommended for both short-term visitors and long-term residents alike.
USD/EUR Market Data
The below interactive chart displays the USD/EUR change and UP📈 DOWN📉 trends over the past 1 Year.
Recent Euro Market News
August 22, 2025
Key Developments Affecting the Euro (EUR):
1. Economic Activity Surges in August 2025: The HCOB Eurozone Purchasing Managers' Index rose to 51.1, marking its eighth consecutive monthly increase and indicating robust growth across manufacturing and services sectors. (ft.com)
2. Inflation Stabilizes at ECB Target: In July 2025, eurozone inflation held steady at 2%, aligning with the European Central Bank's (ECB) target and supporting the current interest rate stance. (reuters.com)
3. ECB Concerns Over Euro's Strength: ECB officials expressed worries about the euro's rapid appreciation, which has risen 14% against the U.S. dollar in 2025, potentially impacting export competitiveness. (ft.com)
4. Bulgaria's Euro Adoption Approved: On July 8, 2025, the European Parliament endorsed Bulgaria's plan to adopt the euro on January 1, 2026, making it the 21st member state of the eurozone. (en.wikipedia.org)
5. IMF's Outlook on Euro Area Growth: The International Monetary Fund projects moderate growth for the euro area over 2025-2027, citing trade tensions and geopolitical uncertainties as potential risks. (imf.org)
Recent Developments Impacting the Euro (EUR):
For more EUR information read our News and guides to the Euro.
Send Money to Saint Barthelemy - Best Rates
To get a good (and fair) exchange rate when sending money to Saint Barthelemy you need to find and compare exchange rates for International Money Transfers (IMTs).
The available FX rates for sending money abroad can be very different to the mid-market (wholesale) rate which you see reported online and in the News.
You should especially compare your own bank's exchange rates to those available from Money Transfer specialists to see how much you can save - we make that calculation easy in the below table.
Get a better deal for foreign transfers to Saint Barthelemy
When sending money to Saint Barthelemy it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :
- Open an account with a BER reviewed FX provider (id docs may be required)
- You specify the local or Euro amount you want to transfer
- Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
- Once your funds are received by the provider the converted EUR amount will be transfered to the recipient account you specify in Saint Barthelemy.
Use the above calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Euro deposited into the recipient bank account and less margins and fees kept by the banks!
